Specialist

A specialist mortgage is a broad term that covers various categories, such as unconventional property, income deriving through a combination of regular overtime, bonuses or commissions, self-employed income, a colourful credit history, or even something as simple as a government scheme such as Help to Buy, or Right to Buy.

Getting approved for these kinds of mortgages can be tricky, when considering the number of lenders on the market, each with their own criteria. The good news? We’re here to help you.

We have comprehensive access to the UK’s mortgage market, amongst the well-known high street banks and building societies, along with smaller specialist lenders. We’re here to help with almost every mortgage deal you can think of. We’ve got specialist lenders and a mortgage broker for every eventuality, offering assistance in all the following areas and more:

  • Bad credit, low credit score or poor credit history.
  • Self-employed, including limited company directors.
  • Complex income.
  • Bridging loans.
  • Secured loans/second charge loans.
  • Development finance.

If you’re concerned about your credit score or credit report, require a non-standard mortgage, or you think your lending criteria doesn’t hit the usual requirements, we can help by offering completely tailored advice and searching 100s of lenders for the best available deals.

Ready to start? Speak with our team today to explore your mortgage options.

Your goals, your journey – our passion.